Types of Personal Lines Insurance

Lynch Insurance Agency offers a variety of personal lines insurance, see below to understand the different types.

Homeowners

Homeowners and Renters insurance is designed to protect your home and allow you to remain financially secure at a time of loss. Coverage may include a dwelling, detached structures, personal belongings, loss of use, and most importantly liability protection.

Personal Umbrella

This policy provides coverage for liability over and above what all your other personal property and liability policies provide.

Boats | Motorcycles | RVs Snowmobiles | ATVs

Boats, motorcycles, and more are not covered under your standard homeowners or personal auto policies. You need additional coverage to protect them from physical damage and liability.

Valuable Property

Valuable property, such a jewelry, fine arts, photographic equipment and even computers may need additional coverage beyond your standard homeowners insurance.

Flood Insurance

Your homeowners insurance may not cover damage suffered because of a flood. Flood insurance is a national program offered through participating agents. Ask about about how we can help you protect yourself against flood damages.
This policy provides coverage for liability over and above what all your other personal property and liability policies provide.